Roof Financing Options for New Jersey Homeowners
Clifton-based, NJ HIC #13VH11720500. 2-year workmanship warranty.
- Highly rated by local homeowners
- Free, no-obligation estimates
A roof is rarely a planned purchase. It usually announces itself with a stain on a ceiling. Zero-percent financing available is available, and there is a $500 senior & military discount.
The Itemized Estimate Is Part of This
Before financing enters the conversation, the estimate itself is the lever most homeowners underuse. Ours breaks out so flashing and venting are priced separately instead of buried as separate lines, which means you can see what each decision costs and change it. A different shingle tier is a real number, not a rounding error, and you cannot negotiate what you cannot see.
Zero-Percent Financing
0% financing available on qualifying work. Ask when you get the estimate and we will walk through what it means for your job specifically, including the term and what the monthly figure actually looks like against the itemized total.
Senior and Military Discount
$500 senior & military discount. Mention it when you call (862) 318-3997 so it is on the estimate from the start rather than added later.
Insurance and Storm Damage
If a storm is involved, the money may not be a financing question at all. We document damage properly during inspection so a claim has what an adjuster needs. We will not tell you a worn-out roof is storm damage, because that helps nobody when the claim is reviewed.
Repair Instead of Replacement
Worth saying plainly: the cheapest outcome is often that you do not need a new roof yet. A fair number of the roofs we inspect have years left, and the leak is flashing or a pipe boot. We say so when that is the case.
What Backs the Work
Licensed in New Jersey
NJ HIC #13VH11720500, registered to FOUR SEASON CONSTRUCTION INC. You can look it up on the New Jersey Division of Consumer Affairs register before you hire anyone, including us.
2-year workmanship warranty
If something fails because of how we installed it, we come back and fix it. Manufacturer material warranties run up to fifty years depending on the product line.
Products we install
We install GAF and Owens Corning materials. We are not currently enrolled in their contractor certification programs and do not claim to be.
Rated 5.0
100+ Google reviews from homeowners across North Jersey, at an average of 5.0 out of 5.
Questions We Get Asked
Do you really offer 0% financing?
0% financing available on qualifying work. Ask when you get the estimate and we will explain the term and what it means against your itemized total.
How does the senior and military discount work?
$500 senior & military discount Mention it when you call (862) 318-3997 so it appears on the estimate from the start.
Can I reduce the price by changing materials?
Yes, and that is why the estimate is itemized. Material tier is its own line, so you can see exactly what a different shingle changes before you sign.
What if insurance is paying?
Then financing may be beside the point. We document storm damage during the inspection so the claim holds up, and we will not misrepresent age as storm damage.
Get a free roof estimate
We inspect first and photograph what we find, then put an itemized number in front of you. No obligation either way.
- Free inspection before any quote
- Written estimate, itemized line by line
- 2-year workmanship warranty
Rather talk it through? (862) 318-3997
What Homeowners Say on Google
5.0 · 121 Google Reviews
“We used 4 Seasons Construction to complete our siding on our new addition. Ben and his team did a great job. They showed up on time, worked hard, cleaned up, and completed the projects quickly and as scheduled. They are extremely professional and accommodating! We look forward to working with them again!”
“We just had a complete roof repair done for our home done by four season construction. Ben did an excellent Job from start to finish. Everyone is very nice they answer all our concerns and leave an excellent finished roof! Thank you we appreciate it.”
“amazing service! they helped me prepare and install my ventilation for my attic this past weekend and I couldn’t be happier with the job they’ve done. punctual, professional, and the service was 10/10. would recommend them to everyone if I could!”